Manufacturer: Flagship Credit Acceptance Category: Loans Clear all filters (54 of 54 reviews match)
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I originally had Carfinance.com And Flagship took over.I improved my credit score and was able to refinance my car with my credit union in April 2017. It took until August 2017 to showed paid off and I had to call to get that. Days after it showed paid off, the company...
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Anonymous
Anonymous

Yes, they need to be avoided, but you can dispute the "late payment" with all three credit bureaus. Get going and do everything in writing.

Product
Flagship Credit Acceptance Auto Loan
#1087619
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I have never had bad customer service beginning with the manager and next day only to deal with an agent that is RUDE and they don't work with you at all.The want money that you don't have and can't wait for a payment from one day to another. They are going to lose a...
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Anonymous
Anonymous

AND ITS WAILING TIME AGAIN...The ONLY customers they will lose are the deadbeats when they get repo'ed. You aren't dealing with "customer service"...you're dealing with BILL ...

Product
Flagship Credit Acceptance Auto Loan
#1085856
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I financed my auto loan with Car Finance and a month later this company took over. The merger was a rough process and customer service agents are extremely rude! Website is not user friendly at all and as soon as I refinanced with another finance company they...
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Flagship Credit Acceptance Auto Loan
#1078676
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Flagship Credit Acceptance - Worst finance company EVER

#1084940
1.1
I don't know how they are still in business...They are horrible to work with. The customer means nothing to them....one day late...They lock your online account so you can't make a payment without calling....one day....that's ridiculous. Then the harassing numerous, ridiculous amount of calls....in one day...because I wanted to test.....21 times....and 3 email.....horrible!!!!
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Flagship Credit Acceptance Auto Loan Review

#992085
1.0
Purchased a $20000 vehicle. I've paid almost $20000 into tbe vehicle. I've gotten behind and Flagship is demanding $15,600 more. The car is only worth about $10000 and has mechanical problems. The guy has become rude and unproffessional when I try to speak to him (over talking me). I'm wondering if what they're doing is even legal?
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Flagship Credit Acceptance Auto Loan Review

#982797
It is hard to make a payment with them. It is never a real human always recordings. The reps are extremely rude and act as if they gave you the car loan personally.
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My husband and I purchased a Chevy spark new from a dealer.it ended up financed through flag ship . the 1st time I called them I had to go through their collection dept. to talk to someone in the finance dept. IT took for ever to get to talk to the loan dept. they kept...
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1.3
Product
Flagship Credit Acceptance Auto Loan
I didn't like
  • I did not like
  • Customer service reps and managers rude
  • Poor business ethics
#1077430
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I purchased a 2014 Chrysler 200 LX.The base price of the car was right at $14,000. By the time I finish paying for this car it will be well over 24,000 +. Is this not a case of loan sharks in the dealership industry? The car is financed for 72 months. The salesman was...
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Anonymous
Anonymous

No mystery here. You admitted to having bad credit. This is a subprime lender with a higher APR due to additional risk. If you were not in agreement with these terms, then ...

Anonymous
Anonymous

WOW, and you did not read this loan before you took it? What were you thinking?

Product
Flagship Credit Acceptance Auto Loan
#1074277
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In your contract paperwork, you give up your right to legal action, including class actions.You agree to arbitration using two companies that THEY (carfinance.com/Flagship Credit) provide. If you don't like those two, you can choose another, but that choice has to be...
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Anonymous
Anonymous

So why are you actually reading these complaints than. Your such a liar you must be hind to. That's so funny to see someone lecturing when in fact he's probably behind eve...

Anonymous
Anonymous

Oh yes...it's the whining of another deadbeat! If you make your payments on time, you NEVER get late fees and you NEVER pay extra interest because YOU paid late. What you're...

Product
Flagship Credit Acceptance Auto Loan
I didn't like
  • Not in good faith
#1071243
Reply to reviews
THEY KEEP SAYING MY CARDS ARE DECLINED.YET I CAN USE THEM EVERYWHERE ELSE. BUT FOR SOME REASON I AM ALWAYS FINALLY ABLE TO MAKE MY PAYMENT WHEN IT IS PAST 30 DAYS DUE, SO I HAVE ADDED LATE FEES AND MY BALANCE NEVER GOES DOWN. THIS IS A *** COMPANY. MY ORIGINAL LOAN WAS...
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Anonymous
Anonymous

Another wailing deadbeat! You didn't select them...you were placed with them because banks wouldn't touch you because of YOUR reputation of not paying your bills on time! Th...

1.0
Product
Flagship Credit Acceptance Auto Loan
I didn't like
  • Making it difficult to make payments
  • Being harassed for no reason
  • Extra payment towards interest not principal
#1070969
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If a payment paid late by 1-2 days, they will call you allday from all types of numbers.Even after you have made a payment they calls continue to come for about a day or 2. I told them the payment was made the previous day the rep advised she didnt see it in her...
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Anonymous
Anonymous

Would you rather repo your car and sue, btw they will be doing this shortly along with other bad credit lenders, or call you.

Anonymous
Anonymous

The grace period DOES NOT change the due date. Grace period means you will not be charged late fees. Doing a refi elsewhere won't change YOUR problem which is YOUR decision ...

Product
Flagship Credit Acceptance Auto Loan
#1068147
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Paid off this loan remaining $17,000 something in February 2017 with Flagship Credit Acceptance, late May of 2017 it came to me that I should have received a refund back regarding the interest since the loan was only a year old and it was for several years at of course...
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1.1
Product
Flagship Credit Acceptance Auto Loan
I didn't like
  • I have no words
#1066058
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This is me and my wifes first family car were at 24%apr a lot right but what ever been paying on time matter of fact I paid early never missed a payment it when from like 40 in interest to the 399.62 iv never had no one charge me a *** ton of money for paying them...
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Anonymous
Anonymous

Um, how about you learn to speak properly. If this is how you talk I can see why you feel others are rude.Oops, u dontt talc gud.

Product
Flagship Credit Acceptance Auto Loan
I didn't like
  • Awful
#1063706
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